Loans Tailored to Meet Your Needs.

Meet Home Lenders who listen, know, and understand!  At The Farmers State Bank and Trust Company, we’ve been listening for over 100 years.  Our lending team understands your goals and knows how to make them happen.  We’re locally owned and operated with a variety of loan products and flexible terms to meet your specific needs.  Lending decisions are made right here, so you’ll get fast answers, competitive rates, and personal service.

Call (217) 479-4123 and talk to one of our friendly loan professionals! They’re ready to help you!

Use our Loan Calculator to figure your own monthly payment.


Personal Loans


Mortgage Loans


Business Loans


Agriculture Loans


Lending Team