Combination Lock

Business Accounts

Every new Business Checking account includes:

  • Telephone Banking
  • Easy-to-balance monthly statement (Some require eStatements)
  • Active Debit Card
  • Internet Banking
  • Active Bill Payment

BUSINESS CHECKING

Designed for businesses with lower monthly transaction volumes, with no minimum balance or monthly maintenance fees.  Your small business can use what you need in this account with the first 200 items (credits, debits, and deposited items) included.

  • Minimum opening balance – $100.00
  • Item Fee: Over 200 items (credits, debits, and deposited items) – $0.25 each
  • Monthly eStatement required with item images****
  • Active Debit Card – No Charge
    Debit Card Inactivity Fee – $2.00
  • Online Banking – Included
  • Active Bill Payment available and included
    Inactive Bill Payment Fee – $6.95
  • Non-Interest Bearing
  • Treasury Management Services available***
    ACH Origination, Remote Deposit Capture, Check Reconciliation, ACH Blocking and Filtering, and Cash Handling

BUSINESS CHECKING PLUS

Designed for businesses with larger transaction needs.  This account can meet all of your business checking requirements and then some.  No charge for the first 400 items (credits, debits, and deposited items).  

  • Minimum opening balance – $200.00
  • Minimum Daily Balance requirement – $10,000.00**
  • Monthly Maintenance Fee – $10.00**
  • Item Fee: Over 400 items (credits, debits, and deposited items) – $0.25 each
  • Monthly Paper Statement or eStatement – Included****
  • Active Debit Card – No Charge
    Debit Card Inactivity Fee – $2.00
  • Online Banking – Included
  • Active Bill Payment available and included
    Inactive Bill Payment Fee – $6.95
  • Non-Interest Bearing
  • Earnings Credit* – Available ($0.10 per $100.00)
  • Treasury Management Services available***
    ACH Origination, Remote Deposit Capture, Check Reconciliation, ACH Blocking and Filtering, and Cash Handling

ORGANIZATIONAL CHECKING

This account is designed with an eye towards non-profit organizations.  With no minimum balance or monthly maintenance fees, more of your organization’s money goes into the community, where it belongs.  No charge for the first 100 items (credits, debits, and deposited items).  

  • Minimum opening balance –  $100.00
  • Item Fee: Over 100 items (credits, debits, and deposited items) – $0.50 each
  • Monthly Paper Statement or eStatement – Included****
  • Active Debit Card – No Charge
    Debit Card Inactivity Fee – $2.00
  • Online Banking – Included
  • Active Bill Payment available and included
    Inactive Bill Payment Fee – $6.95
  • Interest Bearing
  • No Earnings Credit
  • Treasury Management Services available***
    ACH Origination, Remote Deposit Capture, Check Reconciliation, ACH Blocking and Filtering, and Cash Handling

BUSINESS MONEY MARKET

Earn interest with this competitive money market account.  It features limited transactions and a competitive tiered interest rate.  This product is available to all business entities who wish to receive higher yielding rates on higher balances and still have the flexibility to move funds around.  A minimum deposit of $5,000 is required to open this account.  Maintain a balance of $2,500 or more to earn monthly interest.  Six transfers per month allowed.  The first six debits posted per statement cycle will be posted at no charge, debits posted in excess of six per statement cycle will be assessed an activity charge of $10.00 per debit.

  • Minimum opening balance – $5,000.00
  • Minimum Daily Balance requirement – $5,000.00**
  • Monthly Maintenance Fee – $10.00**
  • Item Fees:
    6 debit items and 20 deposited items – Included
    Per Excess Item Charge for each debit item beyond six is $10.00 per debit item
    Per Excess Item Charge for each deposited item after 20 items is $0.25 per item
  • Monthly Paper Statement or eStatement – Included****
  • Treasury Management Services available***
    Remote Deposit Capture, Check Reconciliation, ACH Blocking and Filtering, and Cash Handling
  • Debit Card – Not available
  • Online Banking – Included
  • Bill Payment – Not available
  • Interest Bearing on balances of $2,500 or more
  • No Earnings Credit

BUSINESS SAVINGS

Earn interest with this savings account.  It features a competitive interest rate.  This product is available to small business entities.

  • Minimum opening balance – $200.00
  • Minimum Balance requirement – $200.00**
  • Monthly Maintenance Fee – $5.00**
  • Item Fees:
    2 debit items and 20 deposited items – Included
    Per Excess Item Charge for each debit item beyond 2 is $1.00 per debit item
    Per Excess Item Charge for each deposited item after 20 items is $0.50 per item
  • Monthly eStatement required****
  • Treasury Management Services available***
    Remote Deposit Capture,  ACH Blocking and Filtering, and Cash Handling
  • Debit Card – Not available (it can be secondary on another Business Checking Debit Card)
  • Online Banking – Included
  • Bill Payment – Not available
  • Interest Bearing
  • No Earnings Credit

* Earnings Credit – Available ($0.10 per $100.00) to eliminate or offset account monthly Maintenance Fee, an earnings credit is calculated based on your minimum balance for the period.

** Maintenance Fee – No Maintenance Fee will be charged if Minimum Daily Balance is equal to or above the stated amount.

*** Some Treasury Management Services have monthly fees associated with the services.  Please refer to the Fee Schedule for amounts.  Some of the services are only available to certain Business accounts.

**** Paper Statement and Duplicate Statement Charge is $5.00.  Item images available upon request or online.  Statements held at the bank for pick up is also included in the $5.00 charge (Exception Statements).