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 Rev February 2015

FACTS

WHAT DOES The Farmers STate Bank and Trust Company DO
WITH YOUR PERSONAL INFORMATION?

   

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

   

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

n  Social Security number and Credit History

n  Account Balances and Payment History

n  Transaction or loss history and Income

When you are no longer our customer, we continue to share your information as described in this notice.   

   

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons The Farmers State Bank and Trust Company chooses to share; and whether you can limit this sharing.

   

Reasons we can share your personal information

Does The Farmers Bank and Trust Company share?

Can you limit this sharing?

For our everyday business purposes—
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

YES

NO

For our marketing purposes—
to offer our products and services to you

NO

We don’t share

For joint marketing with other financial companies

NO

We don’t share

For our affiliates’ everyday business purposes—
information about your transactions and experiences

NO

We don’t share

For our affiliates’ everyday business purposes—
information about your creditworthiness

NO

We don’t share

For our affiliates to market to you

NO

We don’t share

For nonaffiliates to market to you

NO

We don’t share

   
   

Questions?

Call 217-479-4000 or go to https://www.fsbtco.com


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What we do

How does The Farmers State Bank and Trust Company protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does The Farmers State Bank and Trust Company collect my personal information?

We collect your personal information, for example, when you

n  Open an account or apply for a loan

n  Show your driver’s license or give us you income information

n  Give us you employment history

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies

Why can’t I limit all sharing?

Federal law gives you the right to limit only

n  sharing for affiliates’ everyday business purposes—information about your creditworthiness

n  affiliates from using your information to market to you

n  sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.  

   

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

n  The Farmers State Bank and Trust Company has no affiliates

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

n  The Farmers State Bank and Trust Company does not share with nonaffiliates so they can market to you

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

n  The Farmers State Bank and Trust Company does not jointly market

   

Other important information

 

Privacy Policy 200 West State • 1718 West Morton
Jacksonville, IL 62650
Phone 217-479-4000